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Savings

PNB Personal Savings*

Secure your future with an interest bearing account that fits your needs. This account allows withdrawals, transfers, deposits, debits and credits.

Domestic Customers [Online Account Specials]

  • Minimum deposit to open this account is $250
  • Minimum average daily balance to avoid monthly maintenance charge is $500 - See Schedule of Charges 1 2
  • Minimum daily balance to obtain the annual percentage yield (APY) disclosed is $1,000. Account fees may reduce earnings.
  • Up to six (6) third party transactions per month - See Savings Account Limitations* and Schedule of Charges 2
  • No-fee services - Online banking, eStatements, and eDocuments

International Customers

  • Minimum deposit to open this account is $5,000
  • Minimum average daily balance to avoid monthly maintenance charge is $5,000 - See Schedule of Charges 1 2
  • Minimum daily balance to obtain the annual percentage yield (APY) disclosed is $1,000. Account fees may reduce earnings.
  • Up to six (6) third party transactions per month - See Savings Account Limitations* and Schedule of Charges 2
  • No-fee services – Online banking, eStatements, and eDocuments


[1] Refer to the Schedule of Charges for disclosures or other fees that may be assessed against these accounts.
[2] This fee will be disclosed in the periodic account statement as “Maintenance Charge.”

* Savings Account Limitations:

Unlimited deposits or withdrawals may be made in person, by mail, or via Automated Teller Machines (ATMs). Up to six (6) third party debit transactions per statement cycle are permitted by law. Transaction monitoring for excessive transactions is determined by posting date of the transactions, not by issuance date.

If the above number of transactions permitted by law is exceeded on more than an occasional basis, the Bank is required to either close the account or reclassify the account to a transaction account.

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Certificates of Deposit

We offer short term and long term fixed rate automatically renewable CD options with a 10 day grace period after maturity to withdraw funds without penalty.

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