International Personal Accounts

At Pacific National Bank, we welcome international customers and offer them full-service checking and savings accounts. No matter where you're from, you'll enjoy the same first-class service at PNB as you would from your hometown bank.

We are fluent in the language of finance

With a U.S. bank account, citizens of other countries may find it easier to make payments to American businesses or other entities. These accounts can also help foreign nationals collect salaries and other payments from U.S. businesses and build a U.S. credit history. Contact a Pacific National Bank representative for other potential benefits and for details on how to get started.

Personal Checking

Minimum opening deposit of $5,000
Minimum average daily balance for the month to avoid maintenance charge is $5,000 ¹ ²
Includes 30 debits at no charge per monthly cycle²
Online Banking and Bill Pay
Mobile Banking
Paper statement provided each monthly cycle ¹ ²
No monthly charge for eStatements or eDocuments
Access to nationwide ATM network

Personal Interest Checking

Minimum opening deposit of $7,500
Minimum average daily balance for the month to avoid maintenance charge is $7,500¹ ²
Includes 30 debits at no charge per monthly cycle²
Competitive interest paid on account balances
Online Banking and Bill Pay
Mobile Banking
Paper statement provided each monthly cycle¹ ²
No monthly charge for eStatements or eDocuments
Access to nationwide ATM network

Savings

Minimum opening deposit is $5,000
Minimum average daily balance for the month to avoid maintenance charge is $5,000¹ ²
Minimum daily balance for the month to obtain the annual percentage yield (APY) disclosed is $5,000 (account fees may reduce earnings)
Limit of six debit transactions per month, including third-party transactions²
Paper statement provided for each monthly cycle¹
No monthly recurring maintenance charge for eStatements, eDocuments, Online Banking, and Bill Pay

Money Market

Minimum deposit to open this account is $10,000
Minimum average daily balance for the month to avoid maintenance charge is $10,000²
Minimum average daily balance for the month to obtain the annual percentage yield (APY) disclosed is $10,000 (account fees may reduce earnings)
Up to six debit transactions per month including third party transactions²
Paper statement provided for each monthly cycle¹
No monthly recurring maintenance charge for eStatements, eDocuments, Online Banking and Bill Pay

Certificates of Deposit

Competitive rates that are usually higher than standard savings account rates
Minimum deposit of $10,000
A variety of short-term and long-term options
Interest can be paid monthly, quarterly, semi-annually, annually or at maturity if term is one year or less; otherwise, interest must be paid at least annually
Payment methods include check, direct deposit to your Pacific National Bank account or electronic direct deposit to your account at another financial institution
You have until 10 calendar days after maturity to withdraw funds without penalty
Early withdrawal may result in the loss of interest earnings

¹Refer to the Schedule of Charges for disclosures or other fees that may be assessed against these accounts.
²This fee will be disclosed in the periodic account statement as “Maintenance Charge.”

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