Find the right financing for your next U.S. property purchase
International clients looking to acquire U.S. real estate and investments have a trusted partner in Pacific National Bank. Even if you have no U.S. credit history, you can still qualify for mortgages that fund the purchase of one- and two-family homes, condos, and townhomes. Our experienced lenders carefully review your assets, income and overall financial picture to develop a lending solution that is tailored for your venture.
- Primary lending areas: Miami-Dade, Broward, and Palm Beach counties
- Property Types: 1-2 single family homes ((no triplexes or fourplexes), condos and townhomes
- Borrower: All loans must be to corporate entities. No loans to individuals.
- Term: 30-year loans, fully amortized
- Interest Rate Options: 3/1 or 5/1 adjustable-rate loans (Initial rate fixed for 3 or 5 years, with annual adjustments thereafter)
- Loan Amount: Range from $175,000 to $1.5 million (Financing above $1.5 million is reviewed on a case-by-case basis)
- Repayment capacity is calculated based on guarantors’ income, not on rental income
- Payments must be made through an automatic debit from a U.S. bank
All loans are subject to credit approval. Rates, terms and condition may vary based on borrower qualifications and are subject to change without notice. Additional fees, charges and restrictions may apply.
