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International Business Accounts

No matter where business is based, it's a distinct advantage to have U.S. deposit accounts for easier money management and faster access to cash reserves. Pacific National Bank offers a range of checking and savings options tailored to help your international company operate as efficiently as possible.
Choose the best way to put your money to work

At PNB, our checking options offer a full suite of digital features that allow your company to make payments or manage funds 24 hours a day, from any global location. Our savings tools pay competitive interest, giving your business added earning potential until funds are needed to cover expenses or make strategic investments.

International Business Regular Checking

  • Minimum opening deposit of $25,000
  • Minimum average daily balance for the month to avoid maintenance fee is $25,000*
  • Online Banking and Bill Pay
  • Mobile Banking
  • No monthly charge for eStatements or eDocuments (paper statements available for monthly fee)*
  • Cash Management Services

International Business Interest Checking

  • Minimum opening deposit of $25,000
  • Minimum average daily balance for the month to avoid maintenance fee is $25,000*
  • Competitive interest paid on account balances of at least $25,000*
  • Online Banking and Bill Pay
  • Mobile Banking
  • No monthly charge for eStatements or eDocuments (paper statements available for monthly fee)*
  • Cash Management Services* 

International Business Analysis Checking

  • Minimum opening deposit of $25,000
  • Monthly maintenance charge of $50.00
  • Earnings credits available to offset monthly maintenance and service charges**
  • Per-item charge for items paid, credited, or deposited*
  • No monthly charge for eStatements or eDocuments (paper statements available for monthly fee)*
  • No additional charge for eStatements, eDocuments, Online and Mobile Banking and Bill Pay
  • Cash Management Services* 

International Business Savings Account

  • Minimum opening deposit is $25,000
  • Minimum average daily balance for the month to avoid maintenance fee is $25,000*
  • Minimum daily balance to obtain the annual percentage yield (APY) disclosed is $25,000 (account fees may reduce earnings)*
  • Limit of six debit transactions per month, including third-party transactions*
  • No monthly charge for eStatements or eDocuments (paper statements available for monthly fee)*
  • No monthly recurring maintenance charge for eStatements, eDocuments, Online Banking, and Bill Pay
  • Cash Management Services* 

Certificates of Deposit

  • Competitive rates that are usually higher than standard savings account rates
  • Minimum deposit of $25,000
  • A variety of short-term and long-term options
  • Interest can be paid monthly, quarterly, semi-annually, annually or at maturity if term is one year or less; otherwise, interest must be paid at least annually
  • Payment methods include check, direct deposit to your Pacific National Bank account or electronic direct deposit to your account at another financial institution
  • You have until 10 calendar days after maturity to withdraw funds without penalty
  • Early withdrawal may result in the loss of interest earnings
  • Explore our current CD Specials 








































¹Refer to the Schedule of Charges for disclosures or other fees that may be assessed against these accounts.
²This fee will be disclosed in the periodic account statement as “Maintenance Charge.”












using computer
Treasury Management

Simply operations with cash management.

Streamline operations with customizable employee access, automated reconciliation, secure payments, and powerful fraud prevention tools - all designed to simplify your daily financial tasks.