Personal Savings

Set aside funds for upcoming expenses or long-term growth in interest-bearing accounts. Our standard Savings Accounts and high-yield Certificates of Deposit can contribute to your wealth-building strategy.

Save confidently. Grow steadily.
You can count on positive results when you place funds in one of Pacific National Bank's personal savings accounts. In an ever-changing financial climate, it's a smart move to build some certainty into your personal finance strategy.

Savings
Domestic Customers

Enjoy instant access to funds for routine purchases and expenses. Track balances and manage withdrawals and payments with Online and Mobile Banking tools.

Savings Domestic Details

Savings
International Customers

Enjoy instant access to funds for routine purchases and expenses. Track balances and manage withdrawals and payments with Online and Mobile Banking tools.

Savings International Details

Certificates of Deposit

By locking in an attractive rate for several months or years, you can easily project your returns, making longer-range financial planning much easier.

CD Details

¹Refer to the Schedule of Charges for disclosures or other fees that may be assessed against these accounts.
²This fee will be disclosed in the periodic account statement as “Maintenance Charge.”

* PNB Transaction Limitations Requirements:
Unlimited deposits may be made in person, by mail, or via electronic credits. Up to six (6) debit transactions per statement cycle including third party transactions. Transaction monitoring for excessive transactions is determined by posting date of the transactions, not by issuance date.

If the above number of transactions permitted by PNB is exceeded on more than an occasional basis, the Bank may either close the account or reclassify the account to a transaction account.

Online Specials

View our current online specials.

Take advantage of our current specials today. And if you have any questions, feel free to contact us today.

View Specials

Minimum opening deposit is $500
Minimum average daily balance to avoid monthly maintenance charge is $500 (¹,²)
Minimum daily balance to obtain the annual percentage yield (APY) disclosed is $1,000. Account fees may reduce earnings.
Limit of six debit transactions per month, including third-party transactions²
Paper statement provided for each monthly cycle¹
No monthly recurring maintenance charge for eStatements, eDocuments, Online Banking, and basic Bill Pay

Minimum opening deposit is $5,000
Minimum average daily balance to avoid monthly maintenance charge is $5,000 (¹,²)
Minimum daily balance to obtain the annual percentage yield (APY) disclosed is $5,000 (account fees may reduce earnings)
Limit of six debit transactions per month, including third-party transactions²
Paper statement provided for each monthly cycle¹
No monthly recurring maintenance charge for eStatements, eDocuments, Online Banking, and basic Bill Pay

Competitive rates that are usually higher than standard savings account rates
Minimum deposit of $1,000 to open account and obtain the annual percentage yield (APY)
A variety of short-term and long-term options
Interest can be paid monthly, quarterly, semi-annually, annually or at maturity if term is one year or less; otherwise, interest must be paid at least annually
Payment methods include check, direct deposit to your Pacific National Bank account or electronic direct deposit to your account at another financial institution
You have until 10 calendar days after maturity to withdraw funds without penalty
Early withdrawal may result in the loss of interest earnings

Competitive rates that are usually higher than standard savings account rates
Minimum deposit of $1,000
A variety of short-term and long-term options
Interest can be paid monthly, quarterly, semi-annually, annually or at maturity if term is one year or less; otherwise, interest must be paid at least annually
Payment methods include check, direct deposit to your Pacific National Bank account or electronic direct deposit to your account at another financial institution
You have until 10 calendar days after maturity to withdraw funds without penalty
Early withdrawal may result in the loss of interest earnings

Personal Savings

Savings Domestic Customers

SavingsInternational Customers

Certificates of Deposit

View our current online specials.

Savings
Domestic Customers

Savings
International Customers