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Money Market

PNB Business Money Market*

Enjoy easy access and maximize your earnings on your excess liquidity by earning a highly competitive rate of return on your excess funds. 

Domestic Companies

  • Minimum deposit to open this account is $2,500 
  • Minimum average daily balance to avoid monthly maintenance charge is $5,000 - See Schedule of Charges 1 2
  • Minimum daily balance to obtain the annual percentage yield (APY) disclosed is $5,000. Account fees may reduce earnings.
  • Up to six (6) third party transactions per month - See Schedule of Charges 2
  • No-fee services - online banking, bill pay, eStatements, and eDocuments

International Companies

  • Minimum deposit to open this account is $15,000
  • Minimum average daily balance to avoid monthly maintenance charge is $15,000 - See Schedule of Charges 1 2
  • Minimum daily balance to obtain the annual percentage yield (APY) disclosed is $15,000. Account fees may reduce earnings. 
  • Up to six (6) third party transactions per month - See Schedule of Charges 2
  • No fee services - online banking, bill pay eStatements, and eDocuments


[1] Refer to the Schedule of Charges for disclosures or other fees that may be assessed against these accounts.
[2] This fee will be disclosed in the periodic account statement as “Maintenance Charge.”

* Money Market Account Limitations:

Unlimited deposits or withdrawals may be made in person, by mail, or via Automated Teller Machines (ATMs). Up to six (6) third party debit transactions per statement cycle are permitted by law. Transaction monitoring for excessive transactions is determined by posting date of the transactions, not by issuance date.

If the above number of transactions permitted by law is exceeded on more than an occasional basis, the Bank is required to either close the account or reclassify the account to a transaction account.


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