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Checking

Pacific National Bank offers the banking solutions your business needs to thrive. Enjoy easy access to your funds and convenient features designed to make conducting your business banking easy. 

Domestic Companies – Checking Accounts

Business Regular Checking

  • Minimum deposit to open this account is $250 
  • Minimum average daily balance to avoid monthly maintenance charge is $2,500 - See Schedule of Charges1 2
  • First 250 items free 3 - See Schedule of Charges 2
  • No-fee services - online banking, bill pay, eStatements, and eDocuments

Business Interest Checking

  • Minimum deposit to open this account is $500 
  • Monthly Maintenance Charge - See Schedule of Charges 1 2
  • Low per item 3 charge - See Schedule of Charges 2
  • Minimum average daily balance to earn interest - See Schedule of Charges 2
  • No-fee services - online banking, bill pay, eStatements, and eDocuments

Business Analysis Checking

  • Minimum deposit to open this account is $500 
  • Earnings credit to offset monthly maintenance and service charges - See Schedule of Charges 1 2
  • Low per item 3 charge - See Schedule of Charges 2
  • No-fee services – online banking, bill pay, eStatements, and eDocuments

IOTA Accounts*

  • Minimum Deposit to Open Account: $2,500 
  • Minimum average daily balance to earn interest is $2,500 - See Schedule of Charges 2
  • No Monthly Maintenance Charge
  • No-fee Services - online banking, bill pay, eStatements, and eDocuments

International Companies - Checking Accounts

International Business Regular Checking

  • Minimum deposit to open this account is $5,000 
  • Minimum average daily balance to avoid monthly maintenance charge is $5,000 - See Schedule of Charges1 2
  • First 30 items 3 free - See Schedule of Charges2
  • No-fee services - online banking, bill pay, eStatements, and eDocuments

International Business Interest Checking

  • Minimum deposit to open this account is $10,000 
  • Monthly Maintenance Charge - See Schedule of Charges1 2
  • Low per item 3 charge - See Schedule of Charges2
  • Minimum average daily balance to earn interest - See Schedule of Charges2
  • No-fee services - online banking, bill pay, eStatements, and eDocuments

International Business Analysis Checking

  • Minimum deposit to open this account is $10,000 
  • Earnings credit to offset monthly maintenance and service charges - See Schedule of Charges1 2
  • Low per item 3 charge - See Schedule of Charges2
  • No-fee services - online banking, bill pay, eStatements and eDocuments


1 Refer to the Schedule of Charges for disclosures or other fees that may be assessed against these accounts.

2 This fee will be disclosed in the periodic account statement as “Maintenance Charge.”

3 Items is defined as debits, credits, and items deposited.

*IOTAs require application to the Florida Bar and additional documentation is required to open this type of account.


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Money Market Deposit Accounts

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Online Banking

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Certificates of Deposit

We offer short term and long term fixed rate automatically renewable CD options with a 10 day grace period after maturity to withdraw funds without penalty.

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