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Checking

Pacific National Bank offers the banking solutions your business needs to thrive. Enjoy easy access to your funds and convenient features designed to make conducting your business banking easy. 

Domestic Companies – Checking Accounts

Business Regular Checking

  • Minimum deposit to open this account is $2,500.
  • Minimum average daily balance to avoid monthly maintenance charge is $2,500 - See Schedule of Charges1 2
  • Items processed (credits paid, debits paid, items deposited) - See Schedule of Charges1 2
  • Paper Statement per monthly cycle - See Schedule of Charges 1
  • No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay

Business Interest Checking

  • Minimum deposit to open this account is $5,000 
  • Monthly Maintenance Charge - See Schedule of Charges 1 2
  • Per item charge for items paid, credited , or deposited - See Schedule of Charges 2
  • Minimum average daily balance to earn interest - See Schedule of Charges 2
  • Paper Statement per monthly cycle - See Schedule of Charges 1
  • No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay

Business Analysis Checking

  • Minimum deposit to open this account is $5,000 
  • Earnings credit to offset monthly maintenance and service charges - See Schedule of Charges 1 2
  • Per item charge for items paid, credited, or deposited - See Schedule of Charges 2
  • Paper Statement per monthly cycle - See Schedule of Charges 1
  • No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay

IOTA Accounts*

  • Minimum Deposit to Open Account: $2,500 
  • Minimum average daily balance to earn interest is $2,500 - See Schedule of Charges 2
  • No Monthly Maintenance Charge
  • Paper Statement per monthly cycle - See Schedule of Charges 1
  • No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill payment

International Companies - Checking Accounts

International Business Regular Checking

  • Minimum deposit to open this account is $5,000 
  • Minimum average daily balance to avoid monthly maintenance charge is $5,000 - See Schedule of Charges1 2
  • Items Processed (credits paid, debits paid, items deposited) in excess of 30 per monthly cycle - See Schedule of Charges2
  • Paper Statement per monthly cycle - Schedule of Charges1
  • No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay 

International Business Interest Checking

  • Minimum deposit to open this account is $10,000 
  • Monthly Maintenance Charge - See Schedule of Charges1 2
  • Per item charge for items paid, credited, or deposited - See Schedule of Charges2
  • Minimum average daily balance to earn interest $10,000 - See Schedule of Charges2
  • Paper Statement per monthly cycle - Schedule of Charges1
  • No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay

International Business Analysis Checking

  • Minimum deposit to open this account is $10,000 
  • Earnings credit to offset monthly maintenance and service charges - See Schedule of Charges1 2
  • Per item charge for items paid, credited, or deposited - See Schedule of Charges2
  • Paper Statement per monthly cycle - Schedule of Charges1
  • No monthly recurring maintenance charge for Electronic (eStatements), eDocuments, online banking and basic bill pay


1 Refer to the Schedule of Charges for disclosures or other fees that may be assessed against these accounts.

2 This fee will be disclosed in the periodic account statement as “Maintenance Charge.”

*IOTAs require application to the Florida Bar and additional documentation is required to open this type of account. 


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