Business Certificates of Deposit

Pacific National Bank offers short term and long term fixed rate Certificate of Deposit (CDs) options with a minimum opening deposit of $1,000 to obtain the annual percentage yield (APY) disclosed. For automatically renewable CDs, a grace period of ten (10) calendar days after maturity is offered to withdraw funds without penalty. An early withdrawal may apply if funds are withdrawn prior to maturity  and may reduce earnings.


  • Competitive rates
  • Varied options for length of term
  • Interest can be paid monthly, quarterly, semi-annually, annually or at maturity if term is one-year or less; otherwise, interest must be paid at least annually
  • Payment methods include - direct deposit to your PNB account, directly to your account at another financial institution, or by check.
  • See list of our Product Features and  Schedule of Charges.