Interest bearing account, against which you can draw a limited number of checks
(three per month) and make up to six transactions per month. Click
here
to see interest rates.
Features
Earn interest on your money while you save
You can withdraw 3 checks per month
You can have up to six transactions per month
View your account transactions anytime with our free Online Banking
Summary
Domestic Customers
Minimum Deposit to Open
Account
- US Residents
$5,000.00
Minimum
Average Daily Balance Higher Than $5,000
No Fee ¹
Minimum Average Daily
Balance Less Than $5,000
$50.00 ²
Withdrawals in Excess:
3 Checks or 6 transactions per Month
$10.00ea
Foreign Customers
Minimum Deposit to Open
Account
- Non US Residents
$10,000.00
Minimum
Average Daily Balance Higher Than $10,000
No Fee ¹
Minimum Average Daily
Balance Less Than $10,000
$50.00 ²
Withdrawals in Excess:
3 Checks or 6 transactions per Month
$20.00ea
1 Refer to Additional Services and
Charges Section for disclosures on other fees that may be
assessed against these accounts.
2 This fee will be disclosed in the periodic account statement as
“Maintenance Charge”, and may be included with the “Cycle Service Charge”.
Savings Accounts and Money Market Accounts:
No limits on the frequency or amounts of deposits, withdrawals or payments
directly to you that may be made in person, by mail, or automatic teller
machines. Business Savings accounts and Business Money Market accounts are
available to all types of businesses.
Money Market and Savings Accounts are permitted by law up to six (6)
pre-authorized or automatic transfers to another of your accounts at Pacific
National Bank per calendar month, but no more than three (3) of which can be
made by check, draft or similar order to third parties. The date the check or
other transfer clears the account, rather than the date when the check was
issued or the date of the transfers, will determine whether the above number of
transactions has been exceeded. Automatic Teller Machines do not count for this
purpose.
If the above number of transactions permitted by law is exceeded in more than
an occasional basis, the Bank is then required to either close the account or
transfer funds to a transaction account. Business Savings and Money Market
accounts will be reclassified to Business Checking account; and, Personal
Savings and Money Market accounts will be reclassified to a Super Now account.
