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American Express® Card
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"PREFERRED INTERNATIONAL CLIENT PROGRAM"
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Pacific National Bank offers the Gold and Platinum Cards from American Express
through its “Preferred International Client Program”. With Gold and Platinum
Cards you’ll save time and effort by being able to manage your personal
finances in US dollars and you’ll enjoy a world of exclusives.
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BENEFITS OF THE GOLD CARD
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No pre-set spending limit 1
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The Membership Rewards program2
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Emergency travel funds
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Up to US$100,000 in Travel Accident Insurance 3
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24-hour emergency assistance with Global Assist.
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An annual detailed summary of your charges
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Additional cards available
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More than 1,700 American Express Travel Service Offices around the world.
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ATM cash access 4
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Worldwide replacement of lost or stolen cards, usually within 24 hours.
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1-2-3-4 are programs that require direct registration with
American Express® and are subject to some fees.
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BENEFITS OF THE PLATINUM CARD
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Complementary airline companion overseas.
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Preferential treatment at fine hotels, resorts and spas throughout the world.
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Complementary access to participating airport clubs of the world’s leading
airlines.
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A concierge always at your service.
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Automatic free enrollment in the Membership Rewards® program.
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Emergency travel funds.
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Up to US$500,000 in Travel Accident Insurance 1
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More than 1,700 American Express Travel® Service Offices around the world.
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Worldwide replacement of lost or stolen cards, usually within 24 hours.
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Dedicated Platinum customer service 24 hours.
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24 hour Platinum Card Travel Service.
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1 Coverage is subject to the terms, conditions and exclusion of
policy BDA002 underwritten by Cigna Overseas Insurance Company, LTD.
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ANNUAL FEES
| Gold Card (*): |
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Platinum Card(*): |
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| Basic Card:
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$75 |
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Basic Card:
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$395 |
| Additional Cards (each):
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$35 |
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Additional: |
$175 |
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(*) Fees are established by American Express® and payable
to American Express®
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HOW TO APPLY FOR A CARD
Application is made through Pacific National Bank, but
subject to be approved exclusively by American Express. Services and benefits
are provided by American Express.
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| Requirements: |
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Client is a non US resident or a non US citizen.
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Customer has more than a year with the bank.
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To have an average balance during last 12 months of $25,000 to get a Gold Card,
or $100,000 to get a Platinum Card.
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Payments are made through Pacific National Bank’s Bill Payments Service.
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For more information, please contact your Banking Officer in our office in
Miami.
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Fair Credit Reporting Act.
Information contained in a Credit Bureau Report from a credit
reporting agency is used to approve to issue a credit card for
you. The credit may not be extended if, after you apply to
this credit, we determine that the information on your credit
report through a credit bureau agency or upon information in
your request for credit, does not meet our credit standard and
criteria for credit worthiness established by us. You have the
right to prohibit the use of information contained in your
credit file with any credit reporting agency for all future
credit transactions that are not initiated by you. You may
exercise this right by calling 305-539-7500 or by writing
these agencies: Experian Target Marketing, P.O. Box 919, 701
Experian Parkway B2, Allen, TX 75013; Equifax Options, P.O.
Box 740123, Atlanta, GA 30374-0123; Trans Union LLC, Attn.:
Marketing Opt-Out, P.O. Box 97328, Jackson, MS 39288-7328;
Innovis Data Solutions, P.O. Box 1358, Columbus, OH
43216-1358.
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