Pacific National Bank offers CDs to meet your financial
objectives !
A Certificate of Deposit (CD) is a deposit account that provides a fixed rate of
return for a specific period of time.
Pacific National Bank offers Fixed Term Certificates
of Deposit with fixed and variable rates; Open Account Certificates of Deposit
(OACD) and CDARSSM Certificate of Deposit Account Registry Service.
The interest rate on a Fixed Term CD is established depending on the amount and
will remain fixed during the term of the CD. Interest is paid at maturity and
can be transferred to your account on a monthly basis. The Bank determines the
interest rate on a weekly basis for periods of 7, 30, 90, 180 days, and 1 to 5
years.
Pacific National Bank’s CD gives you the maximum security possible, besides
being protected by the FDIC.
BENEFITS
Competitive rates are offered on a weekly basis (fixed and variable rates).
A choice of term lengths.
Stable returns on your account.
Interests can be paid monthly, quarterly, semi-annually, annually or at
maturity.
Payment methods include by check, or directly to your account or to another
financial institution.
Grace period of 10 calendar days after maturity date to withdraw funds without
penalty.
SECURE
Certificates of Deposits are FDIC insured up to $100,000.
OTHER FEATURES
Can be accessed through our Online Banking Service, Pacific Direct Web®; or
Telephone Banking Center, Direct Call®.
HOW TO APPLY FOR THIS
PRODUCT
If your are already a Pacific National Bank customer,
you can open a CD through our Internet Banking Service, Direct Web® visiting
our web site at www.pnb.com. The data will be based on the information as it
appears on your current savings or checking account. By contacting directly any
of our Banking Officers in our Miami office.
We’ll be very happy to provide you with detailed
information about our Certificate of Deposits.
