ADVANTAGES
Save time and money
1.  No buying stamps, no writing checks, and no driving to the Post Office,
2.  Never have to worry about missed payments or late fees.
Convenience
3.  Pay your bills anywhere in the USA.
4.  Your payments always arrive on time.
Online 
Available 24 hours a day, 7 days a week. Choose who, how much and when to pay. You can:
5.  Receive and pay bills,
6.  View Payees registered,
7.  Review pending payments and have access to your full payment history,
8.  Edit payments anytime before the process date,
9.  Add, modify or cancel bills.
Secure
10. Pay all your bills through your trusted financial institution, Pacific National Bank.

HOW IT WORKS
Basically, there are two alternatives on our Bill Payment Service: You receive the bills from the supplier of the service as you usually do and, through our Bill Payment Service at www.pnb.com, you instruct us to pay these bills. Instead of writing a check for each one, you instruct us, through www.pnb.com, to make the payment. You will keep track of all the payments made to each supplier. Or,
We, at PNB, receive the bills directly from the supplier of the service, with your prior approval. When we receive the bills, you may choose from the following two options:
1. The bills received by us will be presented to you in an image format at www.pnb.com so that you can review them and authorize us to pay the bills totally or partially. We will keep track of the balance; or,
2. The bills received by us will be paid automatically as per the Bill Payment Authorization you have previously given to us.

For any of the alternatives, you will fill out a Bill Payment Authorization application giving us the respective instructions, specifying the alternative selected and detailing the supplier’s name, address, reference number, method of payment, frequency and any other information that applies to the payment.

FEES
The charges for this service appear on our Products and Service brochure and in our Bill Payments Service. or click here to view fees.