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Pacific National Bank

Certificates of Deposit (CDs)

Benefit from a fixed rate of interest for the term you choose.

The interest rate on a Fixed Term CD is established at the time of account opening based on the rates currently offered by the bank. Interest may paid either at maturity, (if term is one-year or less; otherwise, interest must be paid at least annually) or monthly, quarterly, semi-annually or annually by check or direct deposit to another PNB account of your choice (not a CD).  A penalty may be applied for early withdrawal. For automatically renewable CDs, a grace period of 10 calendar days after maturity is offered to withdraw funds without penalty.

BENEFITS

  • Competitive rates
  • A choice of term lengths
  • Stable returns on your account
  • Interest can be paid monthly, quarterly, semi-annually, annually or at maturity (if term is one-year or less; otherwise, interest must be paid at least annually)
  • Payment methods include: by check or direct deposit to another PNB account of your choice (not a CD)
  • All balances up to $250,000 in an interest bearing account are insured by the Federal Deposit Insurance Corporation (FDIC).  IOTA balances are fully insured.  For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

To learn more, contact us or visit our Pacific National Bank office today.

 

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